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Kerala State Development Corporation for Scheduled Castes and Scheduled Tribes Ltd
KSDC for SC and ST
(In Malayalam)
Kirtads
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Ethnological
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KSDC For Christian Converts
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Public Sector Undertaking

Kerala State Development Corporation for Scheduled Castes and Scheduled Tribes Ltd.

Brief Note On The Activities
The Kerala State Development Corporation of SC/ST Ltd. was incorporated in the year 1972 by the Government of Kerala with the main objective of uplifting the social and economic status of SC and ST population of the State. The Corporation is having its Registered Office at Thrissur and there are 11 Regional Offices scattered through out the State for implementing various income generating schemes formulated to make the target population self-reliant in all spheres of life.

The Corporation is having authorized Share Capital of Rs. 50 cores of which Rs. 47.96 crores have been subscribed so far by both the State and Central Govts. The sources of finance for funding various schemes are our own Share Capital loan assistance from other financing agencies like NSFDC, NSTFDC, NSKFDC and HUDCO. The subsidy component for the people below poverty line is mainly met out of the SCA fund allotted to the Corporation, through budgetary allocation.

There are mainly two types of schemes

  • Sole Lending Schemes using our own funds.
  • Schemes with the assistances of financial institutions like NSFDC, NSTFDC, HUDCO, NSKFDC and Banks.

Considering the developments that have been taking place in the modern era and the changes occurring in the social and economic environment of the society, nowadays we are giving more importance to various job oriented schemes like Bio-technology Lab, Personal Computer loan etc. keeping pace with the advancement of technology.

With the aim of providing easy self employment to the target population, various transport schemes such as “Petrol Auto”, “Minidor Pickup Van” etc. were implemented/are being implemented through the financial assistance of lending agencies. The eligible candidates who possess valid driving licence can make use of the benefits of this scheme. It is generally felt that such schemes are very useful for the beneficiaries to earn their livelihood.

The national Corporation namely NSFDC have devised a scheme called “Micro Credit Finance” for providing soft loan assistance to promote income generating activities through out the country on a large scale. Hence we are also concentrating on the same by giving loan for all petty income generating activities like small business, trade, tiny/cottage industries and so on. Our achievement under the scheme during the last year was an all time record with physical and financial achievement of 1030 Nos. and Rs. 121.55 lakhs respectively.

To improve the social and economic conditions of agricultural labourers belonging to SC Community who are either landless or possess only marginal land, the Corporation has been implementing certain fruitful schemes by using own funds and by utilizing the financial assistance form NSFDC. The beneficiary who avails of this scheme has to purchase minimum 50 cents of land suitable for agricultural activities. The total project cost per unit is Rs. 1.50 lakhs out of which maximum loan amount is Rs. 1,00,000/- and maximum subsidy portion is Rs. 50,000/-. Our last year’s performance under this scheme was commendable as we could disburse an amount of Rs. 479.73 lakhs to 387 families.

Apart from the above, the Corporation has been providing educational loan to the SC/ST students for pursuing the higher education. The loan amount is upto Rs. 50,000/- for the studies within the state and it will be a maximum of Rs. 1,00,000/- for the studies outside the state but within the country. The bright and deserving SC/ST students who want to go abroad for pursuing Post Graduate Professional studies can avail of educational loan not exceeding Rs. 10,00,000/-.

Another on going viable project ‘Beneficiary Oriented Scheme’ provides financial assistance upto Rs. 50,000/- to eligible and enterprising youths who are approaching the Corporation with an intention of starting a self employment ventures, viable in nature.

Recently, the Corporation has introduced certain new schemes like “mini Venture Loan” for starting a mini unit which may undertake any industrial/
commercial, service or agricultural and allied activities. Under this scheme the beneficiary has the freedom to choose a viable project in accordance with his/her own interests, and this has introduced enough flexibility in our lending policy.

The Corporation has also been conducting various training programmes for improving the man power skills of the SC/ST people and thereby to promote the success of self employment ventures, undertaken by them. Major part of the training cost will be met by NSFDC as grant. During this year, two training programmes with participation of 25 nos. and 6 nos. of trainees were undertaken under EDP and ‘TIG & MIG Welding’ respectively.

Since inception, till 31st December 2003, the Corporation has assisted 130075 families with financial achievement of Rs. 13877.48 lakhs.

During this year, the Corporation could complete the construction of our own building for the regional office at Idukky. Further, the computerization of the accounting activities of the Corporation is going on in full swing, which also is a remarkable achievement.

Thanking you,

Yours faithfully,
Sd/-
Managing Director (In Charge).

Organizational Chart
The Kerala State Development Corporation For SC/ST Ltd.

Registered Office

Names and Designation of Department Heads and Area-wise Officers
Head Office

Sri Kottara Vasudev,
Chairman.
KSDC for SC/ST Ltd,
Town Hall Road, Thrissur - 20
Ph: 0487 – 2331134

Managing Director
KSDC for SC/ST Ltd,
Town Hall Road, Thrissur – 20
Ph: 0487 – 2331469

Sril V. Sasikumar
Project Officer
KSDC for SC/ST Ltd,
Town Hall Road, Thrissur – 20
Ph: 0487 – 2331064

Smt. C.S. Seetha
Manager (E&R)
KSDC for SC/ST Ltd,
Town Hall Road, Thrissur – 20
0487 – 2331064

Sr. K.J. Simon
Senior Supdt.
KSDC for SC/ST Ltd,
Town Hall Road, Thrissur – 20
0487 – 2331064

Smt. V.H. Amina
Accounts Officer,
KSDC for SC/ST Ltd,
Town Hall Road, Thrissur – 20
0487 – 2331064

Sri. K.K. Uthup
Internal Auditor
KSDC for SC/ST Ltd,
Town Hall Road, Thrissur – 20
0487 – 2331064


Names and Designation of Area Wise Officers

Sri. S.R. Janendra Kumar
The Regional Manager,
The Regional Office of KSDC for SCs/STs Ltd.
Minchin Road, Thycaud. P.O., Thiruvananthapuram
Ph: 0471 – 2323155

Sri. S. Harihara Vancheeswara Iyer,
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
Near NSS College, Pandalam, Pathanamthitta Dist.
Ph: 04734 – 253381

Sri. P.S. Ramachandran
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
St. Antony’s Complex, Nagampadam
Kottayam – 686 001
Ph: 0481 – 2562532

Sri. E.K. Dileep Kumar
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
Painavu. P.O. Idukky – 685 603
Ph: 04862 – 232365

Sri. Mathew Vincent De Paul
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
32/2510, Chithra, Opposite to Muthoot Honda
Palarivattom. P.O. Kochi – 682 025
0484 – 2332661

Sri. V.P. Sreedharan
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
Town Hall Road, Thrissur – 680 020
0487 – 2331556

Smt. K.S. Sreelatha
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
17/201, Manapullikavu, Palakkad – 687 013
Ph: 0491 – 2527411

Sri. C.K. Shanmughan
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
Manjeri Road, Govt. College Junction
Munduparambu, Malappuram – 676 509
Ph: 0483 – 2731496

Sri. Ravi .K.P.
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
Kalpetta South, P.O. Kalpetta
Wayanad, Pin – 673 121
Ph: 04936 – 202869

Sri. M.K. Mohanan
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
Thatta Complex, Near AKG Hospital
Thalap, Kannur – 670 002
Ph: 0497 – 2705036

Sri. P.G. Babu Rajan
The Regional Manager,
The Regional Office of KSDC for SC/ST Ltd.
Brothers Tourist Home Building, Puthiyacotta
Kanjangad, Kasargode – 671 315
Ph: 04997 – 204580


List of Ongoing Schemes

Sl. No.

Name

Project Cost per unit
(In Rupees)

1.

Agricultural Land Purchase Scheme

1,50,000.00

2.

Beneficiary Oriented Scheme

50,000.00

3.

Education Loan

1,00,000.00

4.

Foreign Education Loan

10,00,000.00

5.

Foreign Employment Scheme

25,000.00

6.

Marriage Assistance Scheme

25,000.00

7.

Agricultural Land Purchase Scheme (NSFDC)

1,50,000.00

8.

Aluminum Fabrication Unit

60,000.00

9.

Micro Credit Finance Scheme

15,000.00

10.

Mini Venture I

1,00,000.00

11.

Mini Venture II

2,50,000.00

12.

Personal Computer Loan

49,000.00

13.

Transport Scheme (Petrol Auto)

72,000.00

14.

Transport Scheme (Minidoor Pick up Van)

1,95,000.00

15.

Safai – BOS

50,000.00

16.

Safai – Petrol Auto

72,000.00

17.

Transport Scheme (Petrol Auto) – NSFDC

77,000.00

 




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